I have worked in various claim capacities for major national insurance carriers since 1966. I will provide a detailed CV upon request. I have worked as branch level adjuster, supervisor, claims unit manager, home office examiner, regional and zone level supervisor during my years working in the Insurance Industry. I am experienced in both direct handling and supervising the most complex claim issues. I have experience in Property, Auto, General Liability, Personal and Commercial lines claims, and Inland Marine. I am familiar with D&O, Association Liability, Medical and Dental Malpractice claims. I retired in 1998 and became a Claims Consultant providing - Mediation, Litigation, Claim Consulting & Adjusting Services. I am an expert in claim handling custom and practice, claim adjusting, coverage interpretation, and SIU practices. This includes complex claim handling issues; claim community standards; serving as an expert witness, appraiser, umpire, mediator and other claim handling and adjusting services. In 2008 I returned to work for an Insurance Carrier as a commercial property claims manager for 13 western states. I retired in November 2013 have again returned to claims consulting and appraisal/umpire assignments.